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You can use Redbark for your own personal accounts, or the accounts of a business you own or operate, when you are authorised to share them. Business data is for that business’s internal use only. Outside that permitted internal business use, you cannot use Redbark or its API to access, collect, process, or distribute financial data on behalf of your customers, clients, employer, or another account holder. Redbark does not provide:
  • B2B or embedded banking-data access
  • White-label or hosted-consent flows
  • Intermediary, reseller, or data-broker access
  • An API that can be exposed inside a product offered to third parties
For Australian Open Banking accounts, Redbark’s Consumer Data Right consent relationship is with you as the account holder or a person authorised to share the account. See section 4 of the Terms of Service and Compliance for the complete permitted-use requirements. For an eligible business account, follow Connect a business bank account to set up the sharing authority required by your bank. Sharing authority does not permit access on behalf of customers or other third parties.