Redbark for iPhone

Redbark for iPhone is a private app for your accounts. You can create a Redbark account in the app, add banks and brokerages, and see your balances, spending, and investments. Your financial data stays on your iPhone.

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Requirements

• An iPhone running iOS 18 or later
• TestFlight, installed from the App Store, while the app is in beta

You do not need a Redbark account before you install. You can create one in the app.

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Create an account

If you already have a Redbark account, sign in with the same method you use on the web. Your accounts and connections appear in the app.

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Plans and billing

The plan screen offers Saver, Developer, and Professional. Each plan is billed monthly or yearly through Apple, and the first week is free. The screen links to the terms and privacy policy, and has a Restore purchases button.

• Prices and the free week come from the App Store.
• If you have used the free week before, the plan starts today.
• You can start a 7 day trial without subscribing instead.
• Brokerages and some limits depend on your plan. See pricing.

When a no-card trial ends, the app requires you to choose a plan before continuing. If your connections, accounts, or brokerages exceed your paid plan’s limits, you must upgrade or remove enough connections to continue.

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App Store billing and web billing

Where you are billed depends on where you subscribed.

• A subscription bought in the app is billed by Apple. Manage or cancel it in iOS Settings, under your name, then Subscriptions.
• An existing web customer stays billed on the web. The app shows your plan and a Manage on the web link, and does not offer an App Store purchase.
• You cannot hold an App Store subscription and a web subscription at the same time.
• Deleting your Redbark account does not cancel an App Store subscription. Cancel it in iOS Settings first.

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Add a bank or brokerage

Open the Accounts tab and select the plus button. You can also use Add connection under Settings, then Connections. Connections are made through these providers:

• Australian banks connect through Fiskil under the Consumer Data Right (CDR).
• New Zealand banks connect through Akahu.
• Brokerages connect through SnapTrade. They need the Professional plan or an active trial.
• United States banks connect through Plaid. Search by bank name in the app.

If you reach your plan’s connection limit, the app tells you and links to the plan screen. For more on connections, see Connections, Brokerage, and Consents.

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Manage connections

Open Settings, then Connections. The screen shows each connection with its health and your plan’s connection count.

• Reconnect appears on a connection that has expired, been invalidated, or been revoked.
• Renew sharing appears on a connection that is close to expiring. Renew it before it ends to keep balances and transactions up to date.
• Remove deletes the connection and every sync that uses its accounts, and the bank stops sharing with Redbark.
• Manage consent at Fiskil opens the Fiskil consent dashboard. It appears on Australian connections only.

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What the app shows

• Net worth, assets, liabilities, and account balances
• Up to two years of banking transactions and spending analysis
• Brokerage holdings and trades
• Home Screen and Lock Screen widgets for net worth, spending, recurring payments, balances, recent transactions, and investments
• Assistant, an on-device assistant for your financial history. It needs iOS 26, Apple Intelligence, and a supported device.

Syncs, destinations, and the API are managed in the Redbark web app.

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Data and iCloud

Downloaded financial data is encrypted in the app’s private database on your iPhone. Redbark does not store it in a server-side financial ledger. Encrypted iCloud sync is on by default. It stores app-encrypted records in your private iCloud account so another authorised device can restore the last synchronised state. Redbark cannot read those records. You can turn iCloud sync off under Settings, then iCloud sync. Turning sync off keeps the records on your current iPhone and leaves the existing encrypted copy in iCloud. Delete synced data removes the iCloud copy and stops it syncing to other devices. It does not delete the records on the current iPhone.

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Privacy controls

• Face ID, Touch ID, or the device passcode protects access to the encrypted local database.
• Widget amounts are hidden by default.
• Hide app when switching or recording can cover the app in the app switcher and during screen recording. It does not prevent still screenshots.
• Diagnostics start enabled and can be turned off under Settings, then Security. Turning them off stops future collection but cannot recall events already sent.
• Help and support creates a local diagnostic report for you to preview. It leaves the phone only when you email or share it.

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Delete your account

Open Settings, then Profile, then Delete account. Type DELETE to confirm. Deleting your account:

• Cancels any web subscription.
• Withdraws Australian consents and removes your connections at each provider.
• Revokes access to your destinations.
• Deletes your syncs, destinations, connections, and stored data.
• Deletes your login.
• Deletes the encrypted iCloud copy and the data on this iPhone.
• Sends you a confirmation email.

Data already written to a spreadsheet or other destination is not removed. Other devices signed in to the account lose access. They keep their local copy until you reset it or remove the app.

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Beta limits

The app is still being validated for an App Store release. Physical-device privacy, performance, encrypted multi-device recovery, App Attest, and final App Store privacy and export reviews remain open release gates.