Is Heartland supported?

Yes. Heartland Bank connects through Akahu, the New Zealand open banking platform, so you can link your accounts and start syncing in minutes.

How often does Heartland sync to Zerosum?

Syncs are event-driven: Akahu notifies Redbark via webhooks and regular refreshes when new Heartland data is available, and your Zerosum updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my Heartland connection read-only?

Yes. Akahu connections are read-only. Redbark can read transactions and balances, and can never move money or change your Heartland accounts.

Does Redbark store my Heartland data?

No. Redbark uses a pass-through architecture: your Heartland transactions are proxied live to Zerosum. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Which Zerosum plan supports Heartland sync through Redbark?

Zerosum’s bring-your-own-provider bank sync is included with Plus and Pro, including the Pro trial. Redbark Developer is 30% off while your Zerosum connection stays active.

Will Zerosum duplicate my Heartland transactions?

Zerosum runs SimpleFIN imports through its normal review, matching and duplicate-prevention flow. You control which Heartland provider accounts are linked to each budget account.

New Zealand · Zero-based budgeting

Sync Heartland to Zerosum

Sync Heartland transactions into Zerosum over Akahu open banking. Redbark serves your accounts through SimpleFIN, which Zerosum supports as a bring-your-own bank sync provider.

Connect Heartland free See pricing

No credit card required

Everyday Account

Heartland Bank

Savings Account

Heartland Bank

Credit Card

Heartland Bank

Household Budget

Account: Everyday

SyncingLast synced: 2 min ago

Zero-based budgeting

Heartland transactions, ready to budget in Zerosum

Zerosum pulls Heartland accounts, balances and transactions from Redbark over SimpleFIN. Link each provider account to your budget, then review and match imported transactions with duplicate prevention built in.

Get started

Sync Heartland to Zerosum in three steps

Connect Heartland

Link your Heartland accounts to Redbark through Akahu open banking, then generate a SimpleFIN setup token in Settings → API & MCP.

Connect SimpleFIN in Zerosum

In Zerosum, open Bank Sync, choose Connect SimpleFIN, and paste your one-time Redbark setup token. Zerosum claims it and encrypts the resulting credential.