Yes. Up connects through CDR Open Banking (via Fiskil), so you can link your accounts and start syncing in minutes.

How often does Up sync to Zerosum?

Syncs are event-driven: Up notifies Redbark via CDR webhooks when new data is available, and your Zerosum updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my Up connection read-only?

Yes. Redbark requests read-only access under the CDR. It can read transactions and balances, and can never move money or change your Up accounts.

Does Redbark store my Up data?

No. Redbark uses a pass-through architecture: your Up transactions are proxied live to Zerosum. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Which Zerosum plan supports Up sync through Redbark?

Zerosum’s bring-your-own-provider bank sync is included with Plus and Pro, including the Pro trial. Redbark Developer is 30% off while your Zerosum connection stays active.

Will Zerosum duplicate my Up transactions?

Zerosum runs SimpleFIN imports through its normal review, matching and duplicate-prevention flow. You control which Up provider accounts are linked to each budget account.

Australia · Zero-based budgeting

Sync Up to Zerosum

Sync Up transactions into Zerosum over CDR Open Banking. Redbark serves your accounts through SimpleFIN, which Zerosum supports as a bring-your-own bank sync provider.

Connect Up free See pricing

No credit card required

Everyday Account

Savings Account

Credit Card

Household Budget

Account: Everyday

SyncingLast synced: 2 min ago

Zero-based budgeting

Up transactions, ready to budget in Zerosum

Zerosum pulls Up accounts, balances and transactions from Redbark over SimpleFIN. Link each provider account to your budget, then review and match imported transactions with duplicate prevention built in.

Get started

Sync Up to Zerosum in three steps

Connect Up

Link your Up accounts to Redbark through CDR Open Banking, then generate a SimpleFIN setup token in Settings → API & MCP.

Connect SimpleFIN in Zerosum

In Zerosum, open Bank Sync, choose Connect SimpleFIN, and paste your one-time Redbark setup token. Zerosum claims it and encrypts the resulting credential.