Is Heartland supported?

Yes. Heartland Bank connects through Akahu, the New Zealand open banking platform, so you can link your accounts and start syncing in minutes.

How often does Heartland sync to YNAB?

Syncs are event-driven: Akahu notifies Redbark via webhooks and regular refreshes when new Heartland data is available, and your YNAB updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my Heartland connection read-only?

Yes. Akahu connections are read-only. Redbark can read transactions and balances, and can never move money or change your Heartland accounts.

Does Redbark store my Heartland data?

No. Redbark uses a pass-through architecture: your Heartland transactions are proxied live to YNAB. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Does this work without a YNAB direct import bridge?

Yes. Redbark connects to Heartland via Akahu open banking and pushes transactions to YNAB through YNAB’s official API, with no third-party bridge or screen-scraping involved.

Can I map Heartland accounts to specific YNAB accounts?

Yes. Each Heartland account is linked to a specific YNAB on-budget account, so transfers and balances stay tidy.

New Zealand · Budgeting

Sync Heartland to YNAB

Import Heartland transactions straight into YNAB (You Need a Budget) over Akahu open banking. No bank-feed bridge, no manual entry, every transaction arrives ready to categorise.

Connect Heartland free See pricing

No credit card required

Everyday Account

Heartland Bank

Savings Account

Heartland Bank

Credit Card

Heartland Bank

My Plan

Account: Checking

SyncingLast synced: 2 min ago

Budgeting

Heartland transactions, ready to budget in YNAB

YNAB has no native Australian or New Zealand bank feed. Redbark fills that gap: payee, memo and amount are mapped automatically, so transactions land in the right YNAB account on their own, within a few hours of posting.

Get started