Sync your Australian, NZ or US bank to YNAB.
Connect your bank through a secure provider connection and transactions sync into YNAB automatically. No CSV uploads. No manual entry.
7 days free. No credit card required.
Banks across Australia, NZ and the US
Connect Australian banks through the Consumer Data Right, New Zealand banks through Akahu, and United States banks through Plaid. One platform, one integration.
Built around YNAB's own import format.
Payees, memos, milliunits, deduplication, account mapping: each one set up the way YNAB expects it, not a generic bank feed.
Direct YNAB OAuth
Sign in to YNAB with OAuth. Your password stays with YNAB, never with us. Tokens are encrypted at rest with AES-256 and refreshed automatically before every sync.
Deterministic deduplication
Every transaction gets a SHA-256 import ID built from the bank's transaction reference. Re-run a sync and YNAB still only sees each transaction once.
AI category mapping
Redbark suggests a mapping from your bank's transaction categories to your YNAB categories. You can change anything before it saves, or skip the step entirely.
Per-account mapping
Send multiple bank accounts to one YNAB account, or split them across different accounts. Whichever fits your budget.
Webhook-driven sync
Your bank or connection provider notifies Redbark when new transaction data is available, which triggers a sync to YNAB. No scheduled nightly runs, no manual refresh.
For Australian banks, Open Banking — not screen scraping.
Budget Feeder uses screen scraping for Australian accounts: it logs into your bank as you. Redbark uses Open Banking (CDR), the framework built to replace it.
| Redbark | Budget Feeder | |
|---|---|---|
| Data access method | Open Banking (CDR) via Fiskil | Screen scraping via illion |
| Banking credentials | Never shared with anyone but your bank | Shared with illion to log in on your behalf |
| Regulatory framework | CDR-regulated, ACCC-accredited intermediary | No regulatory framework; potential government ban pending |
| Consent management | Visible in your bank's consent dashboard, revocable any time | "Limited Power of Attorney"; no bank-side visibility or controls |
| ePayments Code protections | Preserved | Potentially voided by credential sharing |
| MFA compatibility | Designed around it | Broken by it |
| Data scope | Limited to consented data types | Full read access to everything visible in internet banking |
| Credential storage risk | No credentials stored (OAuth tokens only) | illion stores your login credentials |
| Independent security testing | Independent CREST-accredited penetration test, July 2026; zero critical or high findings | Not publicly documented |
| Destinations | YNAB, Google Sheets, Actual Budget, Webhooks, Notion | YNAB only |
Migrating from Budget Feeder?
Email support@redbark.com after you sign up and we'll give you your first month free.
Simple, transparent pricing
Start with a free 7-day trial. No credit card required. Cancel anytime.
- 3 bank connections
- 12 accounts
- Australian, NZ & US bank support
- Unlimited destinations
- Unlimited syncs
- Google Sheets & You Need a Budget
- Document extraction (30/mo)
- Email support
- Everything in Saver plus:
- 6 bank connections
- 24 accounts
- Australian, NZ & US bank support
- Webhooks & API access
- SimpleFIN & native Sure sync
- MCP server for AI agents
- Document extraction (150/mo)
- Everything in Developer plus:
- Unlimited connections
- Unlimited accounts
- Australian, NZ & US bank support
- Brokerage accounts
- Holdings & trades sync
- Document extraction (500/mo)
- Priority support
Frequently asked questions
YNAB-specific answers. If you don't see yours, email us.
Setup
Syncing
Security & privacy
Billing
Can't find what you're looking for? Contact our support team
Ready to automate your financial tracking?
Start your free 7-day trial. Connect your banks, choose your destination, and watch your transactions sync automatically.
No credit card required