Is Gateway Bank supported?

Yes. Gateway Bank connects through CDR Open Banking (via Fiskil), so you can link your accounts and start syncing in minutes.

How often does Gateway Bank sync to Actual Budget?

Syncs are event-driven: Gateway Bank notifies Redbark via CDR webhooks when new data is available, and your Actual Budget updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my Gateway Bank connection read-only?

Yes. Redbark requests read-only access under the CDR. It can read transactions and balances, and can never move money or change your Gateway Bank accounts.

Does Redbark store my Gateway Bank data?

No. Redbark uses a pass-through architecture: your Gateway Bank transactions are proxied live to Actual Budget. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Does Actual support Australian banks like Gateway Bank?

Actual ships GoCardless, Pluggy.ai and SimpleFIN, none of which covered Australia. Redbark implements SimpleFIN with CDR Open Banking data, so Actual reaches Gateway Bank through the provider it already has.

Where does my Gateway Bank data live?

In your own Actual instance. Redbark proxies Gateway Bank data live at the moment Actual asks for it and keeps no copy of your balances or transactions.

Australia · Self-hosted budgeting

Sync Gateway Bank to Actual Budget

Sync Gateway Bank transactions into Actual Budget over CDR Open Banking. Redbark serves your accounts over SimpleFIN, one of the bank-sync providers Actual ships with, so there is nothing extra to run.

Connect Gateway Bank free See pricing

No credit card required

Everyday Account

Gateway Bank

Savings Account

Gateway Bank

Credit Card

Gateway Bank

My Budget

Account: Checking

SyncingLast synced: 2 min ago

Self-hosted budgeting

Gateway Bank transactions in Actual Budget

Actual pulls Gateway Bank accounts, balances and transactions straight from Redbark through its built-in SimpleFIN provider. Every transaction carries a stable imported ID, so re-syncs update rather than duplicate.

Get started

Sync Gateway Bank to Actual Budget in three steps

Connect Gateway Bank

Link your Gateway Bank accounts to Redbark through CDR Open Banking, then generate a SimpleFIN setup token in Settings.

Configure SimpleFIN in Actual

In Actual, open Settings, scroll to Bank Sync, and set up SimpleFIN. Paste the Redbark setup token and save. Actual claims it once and keeps its own private credentials.

Link your accounts

Click Link bank account, pick the Gateway Bank accounts you want, and give each one a starting date and opening balance. Actual pulls transactions from there on.