Sync Bank of America to Actual Budget
Sync Bank of America transactions into Actual Budget over Plaid. Redbark serves your accounts over SimpleFIN, one of the bank-sync providers Actual ships with, so there is nothing extra to run.
No credit card required
Bank of America transactions in Actual Budget
Actual pulls Bank of America accounts, balances and transactions straight from Redbark through its built-in SimpleFIN provider. Every transaction carries a stable imported ID, so re-syncs update rather than duplicate.
Sync Bank of America to Actual Budget in three steps
Connect Bank of America
Link your Bank of America accounts to Redbark through Plaid, then generate a SimpleFIN setup token in Settings → API & MCP.

Configure SimpleFIN in Actual
In Actual, open Settings, scroll to Bank Sync, and set up SimpleFIN. Paste the Redbark setup token and save. Actual claims it once and keeps its own private credentials.

Link your accounts
Click Link bank account, pick the Bank of America accounts you want, and give each one a starting date and opening balance. Actual pulls transactions from there on.
Bank of America → Actual Budget FAQ
Quick answers to common questions about this connection.
Can't find what you're looking for? Contact our support team
Sync Bank of America somewhere else
Send your Bank of America transactions to another destination.
Other banks → Actual Budget
Actual Budget works with Australian, New Zealand, and United States banks through secure provider connections.
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