Is Co-operative Bank supported?

Yes. The Co-operative Bank connects through Akahu, the New Zealand open banking platform, so you can link your accounts and start syncing in minutes.

How often does Co-operative Bank sync to YNAB?

Syncs are event-driven: Akahu notifies Redbark via webhooks and regular refreshes when new Co-operative Bank data is available, and your YNAB updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my Co-operative Bank connection read-only?

Yes. Akahu connections are read-only. Redbark can read transactions and balances, and can never move money or change your Co-operative Bank accounts.

Does Redbark store my Co-operative Bank data?

No. Redbark uses a pass-through architecture: your Co-operative Bank transactions are proxied live to YNAB. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Does this work without a YNAB direct import bridge?

Yes. Redbark connects to Co-operative Bank via Akahu open banking and pushes transactions to YNAB through YNAB’s official API, with no third-party bridge or screen-scraping involved.

Can I map Co-operative Bank accounts to specific YNAB accounts?

Yes. Each Co-operative Bank account is linked to a specific YNAB on-budget account, so transfers and balances stay tidy.

New Zealand · Budgeting

Sync Co-operative Bank to YNAB

Import Co-operative Bank transactions straight into YNAB (You Need a Budget) over Akahu open banking. No bank-feed bridge, no manual entry, every transaction arrives ready to categorise.

Connect Co-operative Bank free See pricing

No credit card required

Everyday Account

The Co-operative Bank

Savings Account

The Co-operative Bank

Credit Card

The Co-operative Bank

My Plan

Account: Checking

SyncingLast synced: 2 min ago

Budgeting

Co-operative Bank transactions, ready to budget in YNAB

YNAB has no native Australian or New Zealand bank feed. Redbark fills that gap: payee, memo and amount are mapped automatically, so transactions land in the right YNAB account on their own, within a few hours of posting.

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