Yes. Bank of New Zealand connects through Akahu, the New Zealand open banking platform, so you can link your accounts and start syncing in minutes.

How often does BNZ sync to Actual Budget?

Syncs are event-driven: Akahu notifies Redbark via webhooks and regular refreshes when new BNZ data is available, and your Actual Budget updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my BNZ connection read-only?

Yes. Akahu connections are read-only. Redbark can read transactions and balances, and can never move money or change your BNZ accounts.

Does Redbark store my BNZ data?

No. Redbark uses a pass-through architecture: your BNZ transactions are proxied live to Actual Budget. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Does Actual support Australian and New Zealand banks like BNZ?

Actual ships GoCardless, Pluggy.ai and SimpleFIN, none of which covered Australia or New Zealand. Redbark implements SimpleFIN with Akahu open banking data, so Actual reaches BNZ through the provider it already has.

Where does my BNZ data live?

In your own Actual instance. Redbark proxies BNZ data live at the moment Actual asks for it and keeps no copy of your balances or transactions.

New Zealand · Self-hosted budgeting

Sync BNZ to Actual Budget

Sync BNZ transactions into Actual Budget over Akahu open banking. Redbark serves your accounts over SimpleFIN, one of the bank-sync providers Actual ships with, so there is nothing extra to run.

Connect BNZ free See pricing

No credit card required

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BNZ

My Budget

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SyncingLast synced: 2 min ago

Self-hosted budgeting

BNZ transactions in Actual Budget

Actual pulls BNZ accounts, balances and transactions straight from Redbark through its built-in SimpleFIN provider. Every transaction carries a stable imported ID, so re-syncs update rather than duplicate.

Get started

Sync BNZ to Actual Budget in three steps

Connect BNZ

Link your BNZ accounts to Redbark through Akahu open banking, then generate a SimpleFIN setup token in Settings.

Configure SimpleFIN in Actual

In Actual, open Settings, scroll to Bank Sync, and set up SimpleFIN. Paste the Redbark setup token and save. Actual claims it once and keeps its own private credentials.

Link your accounts

Click Link bank account, pick the BNZ accounts you want, and give each one a starting date and opening balance. Actual pulls transactions from there on.