Is Bank of Melbourne supported?

Yes. Bank of Melbourne connects through CDR Open Banking (via Fiskil), so you can link your accounts and start syncing in minutes.

How often does Bank of Melbourne sync to Actual Budget?

Syncs are event-driven: Bank of Melbourne notifies Redbark via CDR webhooks when new data is available, and your Actual Budget updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my Bank of Melbourne connection read-only?

Yes. Redbark requests read-only access under the CDR. It can read transactions and balances, and can never move money or change your Bank of Melbourne accounts.

Does Redbark store my Bank of Melbourne data?

No. Redbark uses a pass-through architecture: your Bank of Melbourne transactions are proxied live to Actual Budget. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Does Actual support Australian banks like Bank of Melbourne?

Actual ships GoCardless, Pluggy.ai and SimpleFIN, none of which covered Australia. Redbark implements SimpleFIN with CDR Open Banking data, so Actual reaches Bank of Melbourne through the provider it already has.

Where does my Bank of Melbourne data live?

In your own Actual instance. Redbark proxies Bank of Melbourne data live at the moment Actual asks for it and keeps no copy of your balances or transactions.

Australia · Self-hosted budgeting

Sync Bank of Melbourne to Actual Budget

Sync Bank of Melbourne transactions into Actual Budget over CDR Open Banking. Redbark serves your accounts over SimpleFIN, one of the bank-sync providers Actual ships with, so there is nothing extra to run.

Connect Bank of Melbourne free See pricing

No credit card required

Everyday Account

Bank of Melbourne

Savings Account

Bank of Melbourne

Credit Card

Bank of Melbourne

My Budget

Account: Checking

SyncingLast synced: 2 min ago

Self-hosted budgeting

Bank of Melbourne transactions in Actual Budget

Actual pulls Bank of Melbourne accounts, balances and transactions straight from Redbark through its built-in SimpleFIN provider. Every transaction carries a stable imported ID, so re-syncs update rather than duplicate.

Get started

Sync Bank of Melbourne to Actual Budget in three steps

Connect Bank of Melbourne

Link your Bank of Melbourne accounts to Redbark through CDR Open Banking, then generate a SimpleFIN setup token in Settings.

Configure SimpleFIN in Actual

In Actual, open Settings, scroll to Bank Sync, and set up SimpleFIN. Paste the Redbark setup token and save. Actual claims it once and keeps its own private credentials.

Link your accounts

Click Link bank account, pick the Bank of Melbourne accounts you want, and give each one a starting date and opening balance. Actual pulls transactions from there on.