Yes. ANZ New Zealand connects through Akahu, the New Zealand open banking platform, so you can link your accounts and start syncing in minutes.

How often does ANZ NZ sync to Actual Budget?

Syncs are event-driven: Akahu notifies Redbark via webhooks and regular refreshes when new ANZ NZ data is available, and your Actual Budget updates soon after, within a few hours of a transaction posting, with no fixed polling schedule.

Is my ANZ NZ connection read-only?

Yes. Akahu connections are read-only. Redbark can read transactions and balances, and can never move money or change your ANZ NZ accounts.

Does Redbark store my ANZ NZ data?

No. Redbark uses a pass-through architecture: your ANZ NZ transactions are proxied live to Actual Budget. We store consent records, encrypted tokens and minimal account metadata, never transaction amounts, descriptions or balances.

Is Redbark independently security tested?

Yes. Redbark was penetration tested in July 2026 by Project Black, a CREST-accredited Australian security firm, covering the web app, REST API, MCP server and admin console. The test returned zero critical and zero high-risk findings, and every finding raised was remediated and confirmed closed on retest.

Does Actual support Australian and New Zealand banks like ANZ NZ?

Actual ships GoCardless, Pluggy.ai and SimpleFIN, none of which covered Australia or New Zealand. Redbark implements SimpleFIN with Akahu open banking data, so Actual reaches ANZ NZ through the provider it already has.

Where does my ANZ NZ data live?

In your own Actual instance. Redbark proxies ANZ NZ data live at the moment Actual asks for it and keeps no copy of your balances or transactions.

New Zealand · Self-hosted budgeting

Sync ANZ NZ to Actual Budget

Sync ANZ NZ transactions into Actual Budget over Akahu open banking. Redbark serves your accounts over SimpleFIN, one of the bank-sync providers Actual ships with, so there is nothing extra to run.

Connect ANZ NZ free See pricing

No credit card required

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ANZ NZ

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ANZ NZ

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ANZ NZ

My Budget

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SyncingLast synced: 2 min ago

Self-hosted budgeting

ANZ NZ transactions in Actual Budget

Actual pulls ANZ NZ accounts, balances and transactions straight from Redbark through its built-in SimpleFIN provider. Every transaction carries a stable imported ID, so re-syncs update rather than duplicate.

Get started

Sync ANZ NZ to Actual Budget in three steps

Connect ANZ NZ

Link your ANZ NZ accounts to Redbark through Akahu open banking, then generate a SimpleFIN setup token in Settings.

Configure SimpleFIN in Actual

In Actual, open Settings, scroll to Bank Sync, and set up SimpleFIN. Paste the Redbark setup token and save. Actual claims it once and keeps its own private credentials.

Link your accounts

Click Link bank account, pick the ANZ NZ accounts you want, and give each one a starting date and opening balance. Actual pulls transactions from there on.